PayID and BPAY for Australian Payments

HowToPay.com Now Supports PayID and BPAY for Australian Payments

HowToPay.com now provides access to PayID and BPAY, Australia’s most trusted and widely used domestic payment methods for online and business transactions.

Unlike many other markets that rely heavily on credit cards, Australia has mature, bank-backed payment systems that consumers and businesses actively prefer. These local payment methods deliver lower fraud rates, fewer chargebacks, faster settlement, and higher customer trust compared to traditional card payments.

Why Australian Payments Are Different

Australia is unique in that domestic bank payments are the default choice for millions of customers:

• Credit cards are often avoided for everyday and business payments

• Bank-to-bank payments are trusted, regulated, and widely adopted

• Merchants benefit from reduced fraud exposure and lower processing costs

By offering access to these systems, HowToPay enables international businesses to accept Australian payments like a local, without the operational complexity normally required.

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What Is PayID?

PayID is Australia’s real-time payment system designed for fast, low-value transactions.

• Near-instant settlement

• Typically used for payments up to AUD $1,000 per transaction

• Ideal for ecommerce, subscriptions, deposits, and everyday payments

• Strong customer familiarity and trust

PayID is commonly used instead of cards for online and peer-to-business payments due to its speed and simplicity.

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What Is BPAY?

BPAY is Australia’s long-established bill payment network and is the preferred method for higher-value payments.

• Designed for invoices and large ticket transactions

• Supports payments up to AUD $50,000 per transaction

• Typically processed same day or overnight

• Extremely well known and trusted by Australian consumers and businesses

BPAY is widely regarded as the way Australians pay bills, invoices, and large obligations.

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Access Australian Payments Without an Australian Presence

HowToPay enables non-Australian businesses to accept BPAY and PayID without needing:

• An Australian company registration

• Local Australian bank accounts

• Direct banking or scheme memberships

We provide access through our secure, well-documented API, leveraging multiple Australian banking relationships and payment providers.

Key Benefits

• Accept Australian domestic payments as if you were local

• Lower fraud and chargeback risk compared to cards

• Simple API integration with reporting and reconciliation tools

• No need to manage local regulatory or banking complexity

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API-Driven Payments, Built for Scale

Our platform offers:

• Unified API access to BPAY and PayID

• Detailed reporting and settlement visibility

• Scalable infrastructure for global merchants

• Proven reliability backed by over 25 years of experience in the Australian payments market

This allows your business to connect quickly and securely to Australian payment rails using a single, consistent integration.

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Get Started Within 24 Hours

If your business would like to receive payments from Australian customers using BPAY or PayID, please contact us via the form below.

• Onboarding typically completed within 24 hours

• Subject to standard KYC and AML requirements

• Suitable for international ecommerce, SaaS, marketplaces, and service providers

For more information on how HowToPay can support your expansion into the Australian market and help you accept payments like a local, contact us today.

 

To get started, sign up here at the link below:

https://www.howtopay.com/sys/user_registration

 

Details on our API for integrations can be found here:

https://news.howtopay.com/news/api

 

List of the current global Payment solutions we support is listed here:

https://news.howtopay.com/news/paymentoptions

 

Should you need further assistance, please contact our 24/7 support team at [email protected]